Starway Business Loans, a small-business funding broker in Valdosta, GA, works with business owners in Quitman, GA, in Brooks County, by phone and online. ZIP 31643, which includes Quitman, had 162 employer establishments and 1,914 paid employees in 2023, led by retail, other services and health care. Lending partners approve or decline, and they set the terms.
| County | Brooks County, GA |
|---|---|
| Distance | About 17.1 miles W of 122 McKey St |
| ZIP 31643 employers | 162 in 2023 (Census ZBP) |
| Paid employees in the ZIP | 1,914 |
| Largest sectors in the ZIP | Retail (28), other services (24), health care (22) |
Brooks County, GA, not Lowndes County, GA
Quitman sits in Brooks County, GA, and its land lies entirely within ZIP 31643, though the city covers only 1.6 percent of the ZIP's land (U.S. Census Bureau, 2020 ZCTA-to-place relationship file). Every figure on this page is a ZIP figure. None of the Lowndes County statistics elsewhere on this site apply to Quitman.
ZIP 31643 businesses in 2023
| Sector | Establishments | Share under 5 employees |
|---|---|---|
| Retail trade | 28 | 46.4% |
| Other services | 24 | 83.3% |
| Health care and social assistance | 22 | 50.0% |
| Accommodation and food services | 15 | 40.0% |
| Finance and insurance | 12 | 66.7% |
| Construction | 10 | 50.0% |
Source: U.S. Census Bureau, ZIP Code Business Patterns 2023. The ZIP had 162 employer establishments, 1,914 paid employees and $76.2 million in annual payroll; 58.0 percent of establishments had fewer than five employees.
A service-heavy mix
Other services, a Census category that covers repair shops, personal services and similar trades, is the second-largest group in ZIP 31643, and more than four in five of those establishments had fewer than five employees. Retail and health care follow closely. These are businesses that buy tools, fixtures and stock rather than heavy machinery, and that often run on a few weeks of cash.
How ZIP 31643 compares with Lowndes County, GA
Other services are much more prominent here: about 15 percent of the ZIP's employer establishments (24 of 162) against about 9 percent across Lowndes County (254 of 2,872). Finance and insurance offices are a little more common too, about 7 percent against 6 percent (U.S. Census Bureau, ZIP Code Business Patterns 2023; U.S. Census Bureau, County Business Patterns 2023). These comparisons are only a guide, since Brooks County and Lowndes County are separate economies.
The ZIP's 1,914 employees across 162 establishments works out to about 12 per establishment, between the averages for the Lake Park and Hahira ZIPs.
Questions worth answering before you call
- Is the need a one-time purchase, such as a lift or a dental chair, or a recurring gap?
- Does the business take card payments daily, or bill customers and wait?
- Is the business name on the bank account the same as on the license?
- Has anything been financed already against the same equipment or receivables?
The answers usually point to the right structure before any paperwork changes hands.
Funding that tends to fit
- Shop tools, fixtures and clinical equipment. Usually financed against the item; see equipment financing.
- Stock and supplies. Retailers buying ahead of sales can look at inventory financing or a credit line.
- Short cash gaps. Working capital covers wages and bills while receivables are outstanding.
No request is decided by us; lending partners approve, decline and price.
Quitman, GA paperwork
Partners compare the business name and address on licenses, bank statements and tax records, so keep Brooks County and city records current.
Reaching us from Quitman, GA
Valdosta, GA sits about 17 miles east; Starway's street address there is 122 McKey St. A phone call is the usual first step. For Lowndes County data see our Valdosta, GA page, and for other towns, surrounding communities.
Quitman, GA businesses we help
Our lending partners have confirmed they fund contractors and construction trades, restaurants and food service, medical and dental practices and retailers and wholesalers that carry stock, and Starway Business Loans works with businesses like these in Quitman, GA. Each partner still decides case by case.
What to gather before you call
- The last three to six months of business bank statements
- Last year's filed tax return for the business
- Current financial statements: profit and loss plus a balance sheet
- Government-issued ID for each owner
- Formation documents and your EIN
- A written quote or invoice if the money is for equipment
Each lending partner sets its own list, so treat this as a starting point.
What happens after you reach out
- It starts with a call to (229) 210-0892 or the short contact form. On the phone we cover the purpose of the funds, time in business and approximate monthly revenue.
- You hear which options match the need and what a partner will likely want to review. We submit nothing without your approval.
- With your permission, we take the request to lending partners that offer that kind of funding. Each partner reviews it and makes its own credit decision.
- If a partner makes an offer, you compare the total cost, payment schedule and terms. You are never obligated to accept.
Our office is at 122 McKey St, Valdosta, GA 31601.
By Starway Business Loans · Updated